The Downsides of Using Debit Cards

Debit cards issued by your bank enable you to tap into your checking account and are seen by some as a better alternative to using credit cards. Most of them are now co-branded with either Visa or MasterCard making them more widely accepted. So why would you not choose to use a debit card? High…

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Pentel Sparkle Pop Metallic Gel Pens

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Get Good With Money

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Home Gym Setup for Cheap: Medicine Balls

Home gym medicine balls

Medicine balls can be used alone as a substitute for regular free weights, or in tandem to vary your moves so your muscles and your mind stay engaged more. They’re inexpensive around $20-$30 each. Exercise or stability balls are larger and meant to be used more for body positioning rather than lifting them like medicine…

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Home Gym Setup for Cheap: Free Weights

Home gym free weights

While you can use your body or things like milk jugs and cans for weights, having fun colored free weights make lifting easier and more fun. Deciding on what weight(s) you need to start at is the trickier thing.If you have access to a sporting goods section or a gym, trying out their weights is…

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Home Gym Setup for Cheap: Leg Lifts and Leg Weights

Home gym leg weights

Home Gym for Cheap: Leg Lifts and Leg Weights Walking really keeps your legs in shape, but it doesn’t work all the muscles evenly. Fortunately, you can do leg lifts with or without weights on them. I’ve got a pair of 8-pound weights shown here (approximately $25) that wrap around with Velcro. Note that yours…

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Home Gym Setup for Cheap: Exercise Bands

Home gym exercise bands

Having a few basics like exercise bands can make a home gym more efficient and fun while not being very expensive.  The downside is you have to be motivated enough to use them.  That’s why I have multiple options so I can switch up my exercises to keep from being board.  Additionally, most of the…

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3 Tax Tips to help Black Belt Your Financial Goals

Cartoon: "Don't bug me unless I can claim you as a deduction!"

Taxes can be difficult to figure out. Here are 3 tips for those looking to Black Belt their Finances with their taxes this year. These can help you meet your financial goals. First, there are plenty of FREE tax help places such as through your local library or, for older Americans, senior centers. These are…

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New Years Resolutions vs. Goals

New Year's Resolution

There are resolutions and there are goals. What’s the difference and how to achieve them? With the New Year, many make resolutions, go gung ho for a while then trail off and feel like failures and not achieve what they want. Others opt out of resolutions scoffing at the very concept. First, it’s never too…

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